Financial Services Officer

East Coast Credit Union based in Elmsdale, NS is inviting applications from suitable candidates for the position of Financial Services Officer. East Coast Credit Union is a financial institution renowned for its community-oriented banking services. Serving the vibrant East Coast region, this credit union provides a wide range of financial products and solutions, including savings accounts, loans, mortgages, and investment opportunities with a strong presence in Elmsdale and beyond, East Coast Credit Union is a trusted financial partner for individuals and businesses seeking reliable and customer-focused banking services. The candidates selected for the vacancy will be required to start the work as soon as possible.

Also hiring: Receptionist-typist

Job Description:

Employer Name: East Coast Credit Union
Position: Financial Services Officer
No of Vacancies: 1
Salary: Salary is not mentioned, $19.25-$21.67 hourly estimated salary
Employment Type: Full-Time
Location: East Coast Credit Union Elmsdale, NS B2S, CAN
Job Category: Member Services Lending
Requisition Number: FINAN001064

Requirements:

Languages: Candidates must have knowledge of the English Language
Education: Candidates should have a certificate or diploma in Business Administration
Experience: Candidates should have should have 3 years of experience in lending and adjudication or possess three to five years of experience in credit and in a financial institution, or an equivalent combination of training and experience in credit

Physical Requirements:

• The candidates should be able to conduct personal or telephone interviews with applicants to obtain personal and financial data to determine lending and/or investment needs
• The candidates should be able to compile a loan package and negotiate loan structure with the applicant, including rates, terms, repayment options, and other credit terms

Other Requirements:

• The candidates should demonstrate strong communication, lending, and relationship-building skills, with a proven ability to exercise sound judgment and discretion
• The candidates should have experience working with various software and demonstrate proven technical ability
• They should possess knowledge of financial products, services, and regulatory requirements
• The candidates should be passionate about providing exceptional customer service
• They should be capable of achieving and exceeding business/sales objectives
• The candidates should be self-motivated with a strong work ethic
• They should be critical thinkers with problem-solving skills
• The candidates should be accurate and possess a high attention to detail in tasks such as data entry, paperwork, and cash balancing, as these qualities are essential
• The candidates should possess effective communication and strong time management skills, as these qualities are necessary for the role

Responsibilities:

• The candidates should be able to conduct personal or telephone interviews with applicants to obtain personal and financial data to determine lending and/or investment needs
• The candidates should be able to analyze applicant financial status, credit, and property evaluation to determine the feasibility of granting a loan, either approving or declining it within approved lending limits or referring it to the next higher approving position level with recommendations
• The candidates should be able to prepare documentation for loan renewals, loan payment extensions, and substitution of loan securities
• The candidates should be able to analyze the current local market and potential trends to plan and develop relationship-building activities
• The candidates should be able to analyze potential opportunities involved in each situation to further assist the member and cross-sell borrowers on the benefits of utilizing other credit union services
• The candidates should be able to provide individual financial counseling and information to members on loan services and deposit products available through the credit union, making referrals for those requiring financial planning advice
• The candidates should be able to monitor account overdraft activity to ensure accounts operate within limits and qualify from a risk standpoint, taking appropriate action to minimize losses to the credit union
• The candidates should be able to initiate collection action, contacting delinquent borrowers in person, by telephone, or by mail, to encourage prompt repayment of delinquent accounts and working with delinquent borrowers to recover principal, interest, and security
• The candidates should be able to ensure adherence to Credit Union policies and procedures as well as legislative requirements
• The candidates should be able to complete reports and other duties as assigned

Benefits:

• The candidates will get outstanding culture, opportunity to join an engaged, community-focused team, tuition reimbursement, training, personal development, competitive compensation, performance-based incentives
• The candidates will get generous benefit package including up to 9% contribution with employer match in the Defined Contribution Pension Plan, and additional employee perks including wellness credit, reduced rates on employee loans/mortgages

How to apply:

If the position is fit for you and the basic requirements are fulfilled then you can now apply directly to the employer (along with your resume) through the below-mentioned details.

Apply Online

 

 

 

We thank all the applicants for showing their interest and trust in us, however, only the most eligible candidates will be selected and conducted for further procedure directly from employers, in between no charges/fees or original documents will be asked from any applicant. All the best!

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